Are you looking for your Chase Bank routing numbers to set up a direct deposit, pay a bill, or send a wire transfer? Because Chase is the largest bank in the United States, they use different routing numbers depending on which state you opened your account in.
Using the wrong number can cause your payment to be delayed or rejected. This guide provides the official Chase routing numbers for all 50 states and specific transaction types.
What is a Chase Bank Routing Numbers
A routing number (also known as an ABA Routing Transit Number) is a nine-digit code that identifies a specific financial institution. For Chase customers, this number ensures that your money reaches the correct branch or region within the massive Chase network.
Chase Bank Routing Numbers by State
Find your state in the table below to get your 9-digit routing number for ACH transfers and Direct Deposits.
| State | Routing Number |
| Arizona | 122100024 |
| California | 322271627 |
| Colorado | 102001017 |
| Connecticut | 021100361 |
| Florida | 267084131 |
| Georgia | 061092387 |
| Illinois | 071000013 |
| Indiana | 074000010 |
| Kentucky | 083000137 |
| Louisiana | 065400137 |
| Michigan | 072000326 |
| Nevada | 322271627 |
| New Jersey | 021202337 |
| New York (Downstate / NYC) | 021000021 |
| New York (Upstate) | 022300173 |
| Ohio | 044000037 |
| Oregon | 325070760 |
| Texas | 111000614 |
| Utah | 124001545 |
| Washington | 325070760 |
| Wisconsin | 075000019 |
Pro Tip: If you live in a state not listed above (like Delaware or Pennsylvania), your account likely falls under a regional hub. For example, accounts opened in the Northeast often use the New Jersey or New York numbers.
Chase Routing Number for Wire Transfers
If you are sending or receiving a Wire Transfer, the numbers above might not work. Chase uses a specific nationwide routing number for wires to ensure faster processing.
- Domestic Wire Transfer:
021000021 - International Wire Transfer:
021000021 - Chase SWIFT Code:
CHASUS33(Required for money coming from outside the USA)
How to Find Your Routing Number on a Chase Check
If you have a checkbook, you can find your routing number instantly. Look at the bottom-left corner of any Chase check:
- First 9 Digits: This is your Routing Number.
- Middle Digits: This is your Account Number.
- Last Digits: This is the Check Number.
Frequently Asked Questions (FAQs)
Is the routing number the same for all Chase accounts?
No. It varies by the state where you opened the account and the type of transaction (ACH vs. Wire). Always check your specific region in the table above.
Can I find my routing number in the Chase App?
Yes. Sign in to the Chase Mobile® app, tap your account, and select “Show details.” Both your routing and account numbers will be displayed there.
What happens if I use the wrong routing number?
Most of the time, the transaction will be rejected and returned to the sender. However, this can take 3–5 business days and may result in “Returned Item” fees from your bank.
Can I find my Chase routing number on my debit card?
No. Your Chase debit card only shows your 16-digit card number, expiration date, and CVV code. To find your routing number, you must look at a check, sign in to the Chase Mobile® app, or check your monthly statement.
Is the Chase routing number the same as an ABA number?
Yes. “ABA” stands for the American Bankers Association, which assigns these 9-digit numbers. In the USA, “Routing Number” and “ABA Number” are the same thing and are used interchangeably.
Why does Chase have two different routing numbers for New York?
Chase divides New York into two regions: Downstate (NYC and surrounding areas) and Upstate. If you opened your account in New York City, your routing number is likely 021000021. If you opened it in Buffalo, Rochester, or Syracuse, it is likely 022300173.
Does my routing number change if I move to a different state?
No. Your routing number is tied to the location where you originally opened the account. If you move from California to Texas, you will continue to use your California routing number unless you close your old account and open a new one in Texas.
Conclusion
Knowing your correct Chase routing number is essential for managing your finances. Whether you are setting up your first paycheck or sending money across the country, use the 2026 list above to ensure your transaction is successful.
Read More: How to open a bank account in India as an American? GlobalFinMate
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